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Manage Urgent Expenses Without Impacting Your Holiday Budget

Auto Cash USA is experienced in helping borrowers like you find lenders who can assist in taking care of urgent expenses. And you can do this without impacting your holiday budget. Keep on reading to find out what options you might have if you need to cover an emergency bill fast and when a title loan can come in handy.

How To Manage Urgent Expenses

A medical bill, important home repairs, higher-than-usual utility bills, and unexpected travel expenses – all these things might come up during the holiday season when you already have your money distributed into festive categories (gifts, food, entertainment, etc.). Thankfully, there are a few ways to deal with an unexpected bill without sacrificing the holiday spirit.

managing urgent expenses without impacting holiday budget

Sell The Things That You Don’t Need

Have a quick look through the items that you have lying around in your house. The chances are high there are at least a dozen that you haven’t used for years, and the great news is that those can easily bring you some quick cash. Here are a few not-so-obvious things that you might want to consider selling:

  • Your childhood toys
  • Gift cards
  • Old mobile phones
  • Old university books
  • CDs and DVDs
  • Instruction manuals
  • Broken electronic devices
  • Your hair (you can actually sell both long and short locks for anywhere between $100 and $1,000)

Find A Side Hustle

The best thing about side gigs is that you can choose to work them temporarily. That’s an amazing way to give your finances a little boost, especially, if you’re facing an emergency.

You can get paid in a few days (or even the same day), if you choose to drive for Lyft or dog walk with Rover. There are also a few ‘exclusive’ side hustles available during the holidays that you might want to take advantage of.

  • Hanging Christmas lights can bring you $13-$22 per hour
  • Snow shovelers can make up to $27 per hour
  • Gift wrappers can charge an hourly rate of $30-$40, and so on

Ask For Help

Sometimes, asking your friends or family members for help is the easiest way to get your hands on the much-needed cash. Just make sure to treat this act of kindness just like any other loan, and return it in time. Another option that you might want to try out is simply asking your loved ones to not buy you gifts this season and to just give you the cash equivalent if they can.

Use Your Car To Get Fast Cash

If you have a valuable asset such as a vehicle, you can use it to get access to quick cash. Though selling the car might bring you quite a large sum, it can take you months to seal the deal. Furthermore, you will be left without a mode of transportation during the busiest time of the year, if you decide to put the car up for sale.

That’s exactly why a lot of individuals choose to go for a title loan when their facing financial challenges in life. In case you do get approved, you might be able to receive the money the same or the next bank day and you’ll get to keep the car while repaying the loan.

man with emergency cash for the holidays

How Can Auto Cash USA Help?

Our main goal here, at Auto Cash USA, is to assist you in receiving the money that you urgently need in the shortest timeframe. We work with licensed vendors all across the states who are dedicated to providing you with the best customer service possible.

After you fill out a short inquiry form, we will connect you with a suitable lender who will explain the rest of the process. You can get approved for a loan in as little as 30 minutes, and you might be able to get up to $15,000 to take care of your urgent expenses. The amount of course depends on the value of your vehicle and the amount you can afford to repay.

What Is A Lien-Free Title?

To take out a title loan, you’re going to need a state-issued photo ID, proof of income, a vehicle, and a lien-free title. A title is lien-free or ‘clear’ if it has no outstanding liens. This means that you can take out a title loan only if your car is fully paid off. Bear in mind that the document should also have your name on it.

Take Care Of Your Urgent Expenses Today!

It might have taken you months to create the perfect holiday budget, and, of course, you wouldn’t want an unexpected bill to ruin all of your festive plans. We at Auto Cash USA can help you avoid unnecessary stress.

You won’t have to spend your precious time searching for a lender near you – we will connect you with a suitable company as soon as possible. Simply prepare the necessary items and fill out our online inquiry form to get started. Your emergency cash is just a few steps away!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.