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Online Title Pawn FAQs

Below are AutoCashUSA’s most frequently asked questions. If you have a question about something, it’s possible that the answer is listed here, so feel free to check it out!

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What is an online title pawn?
An online title pawn is a pawn that allows you to use your vehicle’s lien-free title as collateral for money. The best part is you don’t have to come to a store because our vendors come to you.
How much am I able to qualify for with a title pawn online?
When you work with one of our vendors through Auto Cash USA, you can qualify for up to $15,000 with a title pawn online.
What does lien-free title mean? Does it have to be in my name?
When we say “lien-free title”, we mean your vehicle’s title is free of any outstanding liens or judgments. This means you are finished paying off your vehicle. Your title must also be in your name.
How do I get started with the process?
To get started, simply fill out our online form. From there, one of our trusted vendors will give you a call to help you continue the process.
What do you need to pawn your car title online?

To find out if you qualify for an online title pawn, you need to have the following required items:

  • Your driver’s license or state-issued photo ID.
  • Your lien-free vehicle title to use as collateral.
  • Your vehicle for a quick inspection to determine how much you could get.
Do I need a checking account to qualify?
Not at all! With our vendors, you do not need a checking account to qualify for this pawn – not even when it comes to getting your money.
Can I qualify for an online title pawn if I have bad credit?
Of course! Even if you have poor credit, you are still free to apply and find out if you qualify.
Is my personal information kept confidential?
Yes. Our pawn vendors are dedicated to keeping your personal information completely confidential.
Does my vehicle need to be inspected for an online title pawn?
Yes. In order for the lenders we work with to determine how much you could qualify for; they will need to quickly inspect your vehicle.
How does online title pawning work?
How an online title pawn works is by you using your lien-free vehicle title as collateral for the pawn. This means we put a lien on your title until you repay the pawn. Once repaid, we remove the lien and return the title.
Can I use any kind of vehicle for this pawn?
Our vendors will only allow you to use the title to cars, sedans, pick-up trucks, minivans, or SUVs. Vehicles like motorcycles or trailers are not permitted.
How old do I have to be to take out an online title pawn?
To get this pawn through any of our vendors, you must be at least 18 years old. This is why your driver’s license or state-issued photo ID is required.
What is the amount of the pawn with the interest and fees included?
The total amount will vary. All of the information you need is right on the agreement paperwork. Our title loan lenders will make sure to go over this information with you as well.
Do I get to keep my car if I pawn the title?
Yes. An online title pawn works by using your vehicle’s title as collateral – not the vehicle itself. So while you are making the repayments to your pawn, you are free to keep and use your vehicle however you want.
How will the value of my vehicle be determined for this online title pawn?
The value of your vehicle is determined by the inspection. This means the inspection allows us to see the condition of your vehicle. We also use the value as stated in a nationally recognized pricing guide to help us determine your pawn amount.
How long does it take to be approved?
The entire process – from the time you meet with the pawn representative for the vehicle inspection – takes 30 minutes to complete. And by the end of the 30 minutes, you’ll know if you’ve been approved and for how much.
What is the online title pawn process?

Our vendors have made sure that the process is simple and quick. Here is a quick breakdown of what to expect:

  • Fill out the online form on the Auto Cash USA website.
  • Wait for one of our vendors from the nearest location to give you a call.
  • Set up a meeting location for our representative to meet you.
  • Get your items assessed and vehicle inspected.
  • If approved, get the cash on the same day or the next bank business day.
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Get Approved for a Title Loan Today!

Once you've been approved, you'll soon be delivered the cash you need and sent on your way. You'll even get to keep your car while paying back the loan. Experience the simple approval process our vendors provide first-hand and get the extra cash you need today so you can lay your emergency to rest.