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Same Day Title Loans: How You Could Get Emergency Cash

You’ve got plenty of options for getting emergency cash, and that includes same-day title loans with help from us at Auto Cash USA. This option could put up to $15,000 in your hand quickly and easily, especially when you need it the most. This guide will tell you everything you need to know. You’ll learn how they work, what they require, and what steps you’ll go through to get one.

What Are Same-Day Title Loans, And How Do They Work?

The wisest thing to do when searching for emergency cash is to consider all available options to you. One of them is a same-day title loan, which can be helpful if you own a car in good condition with a lien-free title to use as collateral to secure the money. 

This type of loan enables you to unlock your car’s value and borrow up to $15,000. The exact amount you could qualify for will depend on how much your car is worth, which a representative will determine through a quick physical inspection. 

It’s important to note that the car itself isn’t used as collateral. This means you’ll get to drive the car home after the inspection is completed and use it whenever you want. Instead, the car’s title will serve as collateral if you’re approved for a loan.

getting same day emergency title loan cash

What Do I Need To Qualify?

One of the key features of a same-day title loan is that you only require a few items to get one. That’s great news, considering how you’ll likely have little time to spare when struggling with a financial emergency. Here’s what you’ll need to prepare:

1. Driver’s License

First, you must be able to provide your driver’s license as proof of identity and to prove your age. If you don’t have one, you can use another state-issued photo ID instead. This is so we can make sure you aren't a minor because minors cannot get this kind of loan.

2. Vehicle Title

Next, you must have a car title that’s registered in your name. That title must also be ‘clear’ or ‘lien-free’, meaning it has no outstanding loans or liens on it. Suppose that title is in someone else’s name. In that case, you must first have it transferred to you at your local DMV office. You can proceed with getting the car title loan after you’ve completed that process.

3. Vehicle For Inspection

Finally, you must be able to bring your car in for a quick inspection. You can ask the loan representative to meet at a licensed loan vendor’s store location or another, more convenient place, such as your home or office. The loan representative will determine your car’s value by checking its physical condition and referring to a nationally recognized pricing guide.

Will Having Bad Credit Disqualify Me From Title Loans?

The good thing about this is having bad credit will not automatically disqualify you from getting a same-day title loan from one of our vendors. This type of car title loan is accessible to people regardless of whether their credit is good or bad. Just ensure that you can meet the loan’s requirements.

How Long Does It Take To Get Emergency Cash?

As the name suggests, you could get emergency cash through a title loan on the same day or the next bank business day at the latest! More specifically, the in-person process of meeting with a representative could take as little as a half-hour to fully complete. 

Then, if all goes well and you’re approved, the money could be yours as early as the same day or by the next business day. Of course, all of this depends on when you take the first step. The sooner you begin the process, the sooner you are likely to get what you need!

emergency money in life preserver

What Does The Process Look Like?

Getting a same-day title loan is as easy as 1-2-3! Here are the steps you’ll go through:

Step 1: Fill Out The Online Form

The first step is to get a call from a loan representative. That means you will need to submit your name, phone number, ZIP code, and other information through the secure form online on our website.

Double-check that your details are correct because a loan representative will use it to call you soon after! They’ll ask a few questions to understand your financial needs before connecting you to a licensed loan vendor who can best serve you.

Step 2: Meet A Representative

The loan representative you speak to will help you arrange a convenient time and place to meet for the vehicle inspection. That’s where they’ll inspect your car, verify your documents, and help you complete the process with some simple paperwork.

Step 3: Receive Emergency Cash

Finally, sit back and wait for your emergency cash. If you’re approved, that could happen as quickly as the same day or by the next business day. From there, you can cover your urgent costs and overcome whatever financial emergency is ahead of you.

Get Your Same-Day Title Loan Now!

There’s no time to waste when you need to get emergency cash. Consider your options carefully and evaluate them if a title loan is what you need. If you decide that it is, Auto Cash USA is ready to help! Submit your information through the secure inquiry form, and a loan specialist will contact you soon after. Then, they’ll guide you through the following steps!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.