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Pay Off Collection Bills Today With A Title Loan

Auto Cash USA helps to connect individuals who are struggling for money with reputable lenders – so if that sounds like you, we may be able to help! Whether you need money to pay off collection bills, handle a medical emergency, or cover a gap in your finances, we have the contacts you might need. 

Did you know that you can leverage the value of a vehicle to borrow money in an urgent situation? A title loan isn’t always the solution, but it can help in some circumstances, so it may be worth checking out this option to find out if it suits your needs.

Our vendors are ready to help, so read on to find out more!

How Can You Use A Title Loan To Pay A Bill?

Step 1: Reach Out

A title loan is a viable way to cover a bill if you need the money urgently. For example, if one of your utility bills is unusually high, or you’ve let it stack up and not paid it promptly, there’s a chance you’ll need a fairly large sum of money to cover it to get back on track.

Not doing so and letting the bill go into collections instead could have an impact on your credit rating. If that happens, it can make it harder to borrow money in the future, so it’s definitely worth avoiding.

If you’d like to know more, it’s very easy to inquire about a title loan through our website. All you need to do is fill in the quick loan request form with a few details about yourself and the vehicle you want to take out a loan on, and you will receive a call!

pay off collection bills with title loan

Step 2: Chat With An Agent

The next step is super easy: you just have to talk to a loan specialist within our network of vendors. They can guide you through the process, and will also be able to address any questions that you may have. It shouldn’t take long to get a grip on the information you need throughout the course of this call, but you can ask as many questions as you need to.

While you’re on this call, the trained agent will be able to figure out how much you can borrow, and what you’ll need to pay back each month. They can then organize a face-to-face meeting with another agent, who will need to inspect your vehicle.

Make sure you also bring the relevant paperwork to this meeting. You’ll need some state-issued, picture ID and the title for the vehicle, which must be in your name. Note that you can’t take out a loan on a vehicle that already has a loan against it, so your vehicle must be lien-free.

Step 3: Go To The Meeting

The meeting is quick and easy, and will just involve a brief inspection of both the vehicle and your paperwork. We only work with reputable vendors, and their agents are trained to do this as efficiently as possible.

Once the process is complete, you’ll fill in some paperwork, and then receive some forms by email. Once your e-signature has been recorded, the process is complete! You’re free to continue with your day as usual.

You will get the money in your bank account through direct deposit either the same day or the following working day, and then you can use it to take care of your financial obligations. Quick, simple, and much more straightforward than some other kinds of loans.

get money for car title

How Much Can I Borrow?

This depends very much on the value of your vehicle; there’s no set amount, and different vendors may offer different options. However, the vendors that we work with offer up to $15,000 for a title loan, so if you’ve got a rare or unique vehicle that is in great condition, you can borrow a significant chunk of money against it.

That should be enough to help you cover any bill payments that are pending, getting you back on track financially. If you are worried about your credit status, don’t be! You can get a loan even if you don’t have a great credit score or much history of borrowing, and it’s a much quicker way to get funds than through most traditional loan options.

Apply For An Auto Title Loan Today

If you’ve got bills that you need to pay right now, Auto Cash USA could be an option for you to generate funds fast. We work with reputable, licensed vendors, helping people take out title loans against their vehicles. If you’ve got a vehicle that you want to use to give yourself some ready cash, our lenders could be the answer.

Not having the money to pay off collection bills can be stressful and frustrating, but with a loan, it’s possible to get back on top of your finances sooner rather than later. To find out if you’re eligible for a quick title loan, simply get in touch today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.