Get Started
woman with title pawn still driving her car

Can I Pawn My Car And Still Drive It?

When financial emergencies happen, they can leave you staggering without any accessible way to get funds for your expenses. In these cases, you might consider cash title pawns, but you might wonder, “Can I pawn my car and still drive it?” 

The answer is yes! You can pawn car and drive it with a licensed vendor through Auto Cash USA. Their convenient and easy auto pawn process still allows you to drive your vehicle while you are repaying the loan.

When you need access to quick funds, you probably still need your car to get around, too. That’s where Auto Cash USA can help you get connected to licensed title pawns. The rest of this article will explain how you can pawn your car and still drive it.

What Is A Title Pawn?

Title pawns are a type of loan that uses the value of your car title as collateral to secure the loan. When you get a title pawn, the lender will hold onto your car title for the duration of the repayment period, not the vehicle itself. Don’t worry!

You can still drive your car while you’re paying off the loan. The myth that lenders will not allow you to drive your car if you get a vehicle equity pawn used to be the status quo, but it’s not how the vast majority of lenders operate nowadays. That means you can use your vehicle title as collateral to borrow against its value and still have use of your vehicle as usual without any interruption or inconvenience.

pawn my car and still drive it

When To Consider A Vehicle Equity Pawn

It’s important to only rely on a title pawn only when you absolutely need it. This is an emergency resource that you should only rely on if you’re in dire straits financially. You might consider a title pawn in the following situations:

  • You need to conduct urgent repairs on your home or car
  • You need to pay for urgent travel expenses
  • You have medical bills to pay for
  • Overdue rent or utility bills that threaten suspension or eviction

In these situations, leveraging the value of your car's title and pawning your car is a resource you can rely on. You don’t have to wonder if you can pawn car and drive it. With our lenders, you can still drive your car as usual when getting a title pawn.

How The Auto Pawn Process Works

If you’re interested in using this short-term cash flow resource, then your first step to applying for quick cash with car title is to fill out the secure online inquiry form through Auto Cash USA.

Once that form is submitted, your basic information will be sent to a reputable vendor that offers title pawns in your area. Then, a representative from the licensed vendor will then call you to walk you through the title pawn process, explain what you may qualify for, and discuss your obligations as a borrower repaying the loan.

You’ll also be able to schedule a meeting at a location of your choice so the agent can inspect your vehicle. If you choose, you can also head to the nearest loan store if that is easier.

During the in-person meeting, the representative will verify your documents, inspect your vehicle, and provide you with the loan packet and some forms to sign. Make sure you bring the following required items to the meeting:

  • Driver’s license or state-issued ID
  • Lien-free vehicle title
  • Your vehicle for inspection

Once the representative is done with their inspection, they’ll assess whether you qualify and how much you qualify for. Amounts of up to $15,000 are possible, but the amount you are approved to borrow will depend on the value of your vehicle. 

The title pawn offer and agreement will be emailed to you shortly afterward for an e-signature, and the money you need will be deposited into your bank account the same day or the following business day.

vehicle title pawn agreement and money

Title Pawn FAQs

Do I Keep My Vehicle?

Most people fear they can’t pawn car and drive it, but thankfully, Auto Cash USA can connect you to vendors that won’t deny you the right to drive. You can continue to drive as you repay the loan; just be sure to stick to the repayment schedule.

Can You Apply With Bad Credit?

You can still apply for a loan even if you have bad credit. All types of credit are welcome to apply. Although individual eligibility may vary, and credit can affect the terms of your pawn, it might not impede getting the quick cash you need.

What Does A Lien-Free Car Title Mean?

Lien-free is an important requirement for getting a title pawn, and it simply means that your car title has no outstanding judgments or claims against its value. If you currently have a lien from a lender or even from the dealer, you will need to pay off the lien before you seek a title pawn through Auto Cash USA.

Submit Your Inquiry Today!

When it comes to pawn your car and still driving it, you can rely on a vehicle equity pawn through the licensed vendors that Auto Cash USA works with.

With the quick and easy auto pawn process, and helpful licensed vendors to walk you through the steps, you never have to worry about being caught out by some loophole when dealing with our reputable vendors.

Consider fast cash title pawns if you need emergency cash for a sudden expense. To get started now, fill out the online inquiry form on our homepage. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.