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seeking title loans in Louisiana

Need Cash In Louisiana? Learn More About Louisiana Title Loans

When you need cash and need it fast, it’s tough to know where to turn. Title loans in Louisiana are an option to get the cash you need today.

We’ve all been there. You’re having trouble paying a bill. Your debt is accumulating rapidly. You’re struggling to make ends meet and typically live paycheck to paycheck. On top of that, a giant unexpected expense throws your finances even more out of whack.

When this happens, a Louisiana title pawn can help take care of an issue that requires immediate attention and prevent the problem from getting bigger. Let’s take a look at everything you should know about these vehicle equity loans.

Here’s What You Need To Know About Title Loans In Louisiana

1. A Louisiana Title Loan Can Get You Up To $15,000 In Emergency Cash

If the title to your vehicle is in your name and lien-free, you’re well on the way to qualifying for Louisiana title loans offered by one of Auto Cash USA’s certified vendors. Title loans are a type of alternative funding that uses your car’s title as collateral in exchange for up to $15,000.

This quick cash with car title option is one of the most popular loan types designed specifically for those coping with an unexpected financial emergency. Such emergencies may include an expensive visit to an emergency room, last-minute but necessary travel costs, or vital home and car repairs.

It's highly recommended that you only use title loans in emergencies and avoid using them for non-emergent purposes or as a solution for a long-running financial issue.

2. You Can Complete The Louisiana Title Pawn Process In Just 30 Minutes

Auto Cash USA cooperates with the leading and most reputable lenders who have been in the market for more than 20 years. Our partners do a great job streamlining the title loan process for 21st-century needs. It can take as little as 30 minutes to go through the loan request and approval process, and if you qualify, the money can hit your bank account as soon as the same day or the next business day.

3 requirements for Louisiana title loans

3. You Need Only 3 Items To Qualify For Vehicle Equity Loans

Title loans can provide significant assistance to those feeling overwhelmed by a sudden financial emergency, and the good news is that qualifying is easy with one of our lenders.

In addition to the lien-free title to your car, you need a driver’s license or another form of identification issued by the state as well as your vehicle for a quick inspection that will help determine how much cash you qualify for.

Are you wondering what a lien-free title is? It means you own your car outright, with no judgments or outstanding loans against it. It may also be referred to as a “clear title.”

Note: You must be 18 years old to qualify for title loans Louisiana.

4. You Can Qualify Even With Bad Credit And No Job

Unlike some other loans, you do not need to necessarily be employed to get a title loan online through one of our vendors. Title loans are a secured type of borrowing where your title serves as collateral and guarantees you’ll pay off the money you borrowed. That’s why a lender pays little attention to your employment status.

You will also never be automatically disqualified from receiving online title loans just because you have what’s considered “bad” credit. We welcome those with all credit types to pursue a title loan with us.

5. The Louisiana Title Loans Process Is Easy And Transparent

We make the title loan process as smooth as possible. You have the option of starting online. On our homepage, fill out the title loans inquiry form. Once you submit, a loan representative we work with will give you a quick call.

Over the phone, they will walk you through the required items and answer any questions. You can then set up an appointment for a loan agent to meet you at a location of your choice, including your home, instead of visiting a store location.

The agent will arrive at the designated place to verify your vehicle’s lien-free title and perform a short inspection to see how much cash you qualify for as well as deliver your personalized loan packet. They will need to verify your vehicle’s VIN and you will sign a few forms.

Once you agree to the loan amount and the terms and conditions of the loan, the loan documents will be emailed to you for an e-signature. Once signed, the cash will be directly deposited into your bank account by the next business day, if not the same day.

To top it all off, once you receive the cash you need you can keep your car and drive it as you normally would through the entire loan period.

woman received a Louisiana title loan online at home

Online Title Loan FAQs

What is an online title loan? 

An online title loan is a short-term loan that allows you to use your vehicle’s lien-free title as collateral for a lump sum of money. There is no store visit necessary with this kind of loan. So, if you live too far from a store location or you’d rather have a representative come to you, this would be the loan for you.

How do online title loans work? 

Online title loans work just like regular title loans. The loan can help you handle emergency expenses like medical bills, late utility bills, or emergency travel. And, you do not have to give up your vehicle while you repay the loan!

How is the value of the vehicle determined?

The value of your vehicle will be based on the results of the vehicle inspection performed by one of the loan representatives, and on the value as stated in a nationally recognized pricing guide.

Get Started On Your Title Loan Today

Everyone needs a little financial help now and then, especially when facing a sudden and overwhelming financial emergency.

At Auto Cash USA, we are always ready to help Louisiana residents get back on their feet quickly. To find out more, you can fill out the form to speak with a loan representative on how these quick cash car title loans can assist with your needs.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.