Need Help with Moving Expenses? Here's What to Do
Everybody needs help with moving. Moving takes a lot of time and effort, and money. People often fail to think about the costs associated with transportation and deposits. They quickly add up, becoming extremely expensive if you aren't careful. Put simply, moving expenses can add to the already stressful event.
The resources we've compiled below will help relieve the financial burden associated with moving. By choosing one or two methods, you can settle into your new place comfortably without overly worrying about finances.
7 Ways To Get Help With Moving Expenses
1. Apply For Moving Grants
If you do your research, you can find grants covering all sides of moving, including transportation. Some grants are nationwide and offer a one-time relocation package of $500 for those planning to move. You can use the money to cover moving services, truck rentals, and car shipping. But you must be moving within the next six months and live in the United States of America to qualify.
2. Good Neighbor Next Door
The Department of Housing and Urban Development (otherwise known as HUD) offers the Good Neighbor Next Door Sales Program. It helps emergency medical technicians, teachers, firefighters, and law enforcement officers buy a home for half the listing price.
However, only specific, eligible single-family abodes in revitalization areas are available to buy through this program. You can use the U.S. Department of Housing and Urban Development Good Neighbor Next Door portal to find eligible properties in your desired location.
3. Veterans Affairs Housing Assistance
The Department of Veterans Affairs (V.A.) has a variety of housing assistance loans and grants available to veterans, surviving spouses, and service members. You can find grants to help refinance your current mortgage or buy a new home. Plus, some veterans are eligible for various assistance programs to improve, build, or keep a home.
Your eligibility for V.A. direct or VA-backed home loans depends on your duty status and service history. The main criterium is that you must hold a Certificate of Eligibility, which you can request online. Typically, you're only eligible if you received an honorable discharge. However, you may still qualify if you were discharged for one of the following reasons:
- Certain medical conditions
- Government convenience (you must have served a minimum of 20 months of a two-year enlistment)
- Reduction in force
- Early out (you must have served 21 months of your two-year enlistment)
- Service-related disability (i.e., you became disabled due to your military duties)
4. Federal Relocation Assistance Program
The Federal Emergency Management Administration (a.k.a. FEMA) provides grants through its Federal Relocation Assistance Program. If your current home was affected by a natural disaster, this scheme will cover relocation costs. All applicants are considered on a case-by-case basis, so some people may also receive funding for home repairs and temporary accommodation through the program.
5. Start Crowdfunding
Crowdfunding can help you overcome the financial stressors of moving. While it's difficult to ask for help in a one-on-one setting, crowdfunding makes it easy to share fundraisers with friends and family via social media.
Depending on the crowdfunding platform you use, it's easy to secure the money. Not to mention that you don't have to go through grueling application processes like you would with government-funded programs.
6. Get Charity Support
If none of the above suits you, try seeking help from a charity. Multiple organizations provide monetary aid to low-income households ranging from long-term to short-term assistance. The charities below help with moving expenses:
- Modest Needs' Self-Sufficiency Grant provides help to low-income people who aren't eligible for federal- or state-funded assistance. It's short-term aid for emergency expenses related to relocation.
- The YWCA helps women and their families in the United States. You must live close to a YWCA office to receive funding.
- Salvation Army's Housing Now Program offers short-term rental assistance to those experiencing homelessness.
7. Obtain A Car Title Loan
Here at Auto Cash USA, we connect people who need help with moving expenses like you to title loan lenders in their area. With a car title loan, you can borrow a lump sum of cash to fund moving expenses, depending on the value of your vehicle. Our vendors simply require your state-issued photographic identification, a lien-free vehicle title, and your car, truck, or van (boats, motorcycles, R.V.s, or other modes of transport aren’t accepted at this time).
Car title loans are short-term loans designed to pay for emergencies. But the best part is that you don't need a good credit score. Our lenders establish your affordability based on the worth of your vehicle. Therefore, the higher its value, the more you can borrow.
Get A Car Title Loan From One Of Our Vendors Today!
We'll put you in touch with one of our fantastic title loan lenders so you can get help with moving expenses as soon as possible. To get started, simply fill out our online title loan inquiry form.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.