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getting approved for title loan online

What It Takes To Get Approved For A Title Loan Online

A lot of what it takes to get approved for a title loan online has to do with the items required to complete a request. From grueling and time-consuming tasks, like a visit to the DMV, to a peek into your wallet, you'll find that what it takes has a lot to do with what you have on hand. 

If everything you need is readily on hand then it won't take much for you to let Auto Cash USA connect you with a trusted vendor who'll decide if you can get approved. If you don't know everything you should, then getting through the process will take a little more work on your part. Find out exactly what it will take to get approved by taking a look at what you need.

Necessities For A Title Loan Online

As with any loan request, you cannot apply without giving the lender the necessary documents to complete the process. To the thanks of many, the list of items is very short. The following three items must be ready to present at the time of your inquiry:

  • A state-issued ID, such as a driver's license
  • Lien-Free Vehicle Title
  • Vehicle Availability

To Do: Get Your ID

Your ID will do two things, confirm your identity and provide your age eligibility (18 or older). Setting your I.D. aside may be as simple as taking a peek at your wallet to confirm your driver's license is there.

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On the other hand, your license may have expired, you still have a permit, or maybe you just can't find it or remember where you last put it. Whatever the case may be, you will need to provide a valid ID. Getting a proper ID may mean:

  • A visit to the DMV.
  • Using an alternate form of ID such as a passport or other government-issued ID.

To Do: Look At Your Lien-Free Title

When you fully own a vehicle, you get what is called a clear or lien-free vehicle title. You can get this at the time of purchase if the vehicle is paid in full, or after you make your last payment on an auto loan.

Lenders will look at the vehicle title to ensure that you have full ownership of the vehicle and can use it to secure the loan. In some cases, a new car title is not always delivered after that last car payment. That is why when you grab your car title for the application, you will want to ensure that it is updated to reflect your ownership.

Getting a lien-free vehicle title together may mean:

  • Contacting the auto loan provider for an updated title.
  • Visiting the DMV to get a replacement.
  • Visiting the DMV to have the title transferred into your name.

To Do: Prepare Your Vehicle

Lastly, you will need to make your vehicle available. When finding out if you can get approved for a title loan online, you may not need to visit a store, but you will need to make your vehicle accessible for an inspection. Although the vehicle inspection is quick, you will want to provide availability that allows you time to ask any questions you may have about the loan in question. Making your vehicle available may take:

  • Coordinating with family and friends who may have regular, daily use of the vehicle.
  • Contacting your mechanic to make sure your vehicle is easily accessible to have someone inspect it (especially if the loan is to help with vehicle repairs).

What It Takes To Apply

When it comes to getting the required items, it very likely will not take you much to get them together. The last task to do after is to get started on the actual application. When you have everything above, all that's left is to find a lender and start the title loan request.

Finding A Lender

The steps to getting approved for a title loan online are as easy as bringing everything to the vehicle inspection appointment and signing some paperwork after. That’s easy enough right?

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The real challenge lies in finding a trusted venue for your business. Not knowing where to go for your loan or going to the wrong place can leave you agreeing to terms and conditions that do not best fit your needs. It may also affect whether you get approved for a title loan online. That is where Auto Cash USA can help. 

Providing A List Of Lenders For Title Loans

With Auto Cash USA, they have done all the leg work for you! The lenders they direct you to are licensed and experienced in offering people title loans. All you need to do is submit an online submission to get started or use the online chat feature to have a specialist assist you with any questions you may have.

Get Started Now

Hopefully, you won't need to make any long trips to the DMV to apply. If you have everything needed to apply then you can find out if you can get approved for a title loan online of up to $15,000 today. It is easy to get started! Submit an online form now to have Auto Cash USA help you find a licensed lender near you.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.